OT/ICS Underwriting Tool

Digital Twin Risk Model

Build a digital twin of an insured's OT/ICS, IoT, and physical-system footprint and model how a cyber event would propagate — purpose-built for cyber underwriters and brokers writing manufacturing, energy, smart-city, and connected-product risk.

In active development Expected launch: Q3 2026

What you'll get

Authentication & authorization surfaces

Map every twin-modification endpoint and check for JWT enforcement, pre-authenticated reverse-proxy paths, and short-lived service-to-service tokens.

Policy & state injection paths

Probe whether a low-privilege tenant can escalate via crafted policy imports, unvalidated state transitions, or replayed messages that shift the twin out of safe state.

WebSocket & session hygiene

Test long-lived connections for identity revalidation, signed heartbeats, and JWT-downgrade vectors on the operational channel.

Physical blast radius pricing

Map twin-controlled assets to the worst-case loss band — $2M consumer IoT up to $200M+ for manufacturing and energy — using FAIR LM bands and platform-CVE correlation.

Why we built this

A digital twin is a software mirror of a physical asset, process, or whole organization. When an attacker compromises the digital twin — by bypassing auth, injecting policy, or replaying tampered state — the change can cascade into the physical world: a pressure valve that reports "closed" while it is "open" is a safety incident, not a data-integrity event.

For cyber underwriters, this means the loss magnitude is no longer bounded by data-breach costs. A successful digital-twin compromise in OT/ICS or connected-product manufacturing can produce property damage, bodily injury, environmental release, and supply-chain shutdown — categories that most cyber policies exclude and that traditional IT cyber questionnaires do not capture.

Under NIS2, manufacturing entities face penalties up to €10M or 2% of global turnover. Under the Cyber Resilience Act (CRA), manufacturers of connected products bear single-reporting-platform obligations with a 24-hour notification clock for actively exploited vulnerabilities. A digital twin that controls a CRA-scoped product inherits those reporting clocks — and the cyber policy must be checked for retroactive regulatory-fine indemnity.

Early access · Q3 2026

Be first to use it

Join the waitlist to get early access when Digital Twin Risk Model launches. We'll send a 1-page preview before the public release and ask for your input on what to ship next.

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