Cyber Loss Scenarios
Analysis of real-world cyber incidents, loss patterns, and risk scenarios that shape insurance coverage and claims.
AI Ops
How AI Is Changing Cyber Risk Assessment
A look at how AI and multi-agent systems are starting to transform the way we evaluate and underwrite cyber risk.
Michael Guiao
1 min read
Cloud Outage · · 7 min read
Cloud Outage Loss Scenario: When Your Infrastructure Provider Goes Dark
A realistic loss scenario analyzing what happens when a major cloud provider outage strikes — business interruption cascades, insurance triggers, and the coverage gaps that leave policyholders exposed.
Insider Threat · · 7 min read
Insider Threat Loss Scenario: The Privileged Employee Who Walked Away With Everything
A detailed loss scenario analyzing an insider threat data exfiltration event — from detection through forensic investigation, regulatory reporting, and insurance recovery. Underwriters need to understand how insider claims differ from external attacks.
Ransomware · · 5 min read
Ransomware Claims in 2026: What the Data Tells Underwriters About Pricing Risk
Ransomware claims frequency is shifting again in 2026. Here is what the latest data patterns mean for how underwriters price cyber risk, structure deductibles, and evaluate ransomware-specific endorsements.
Supply Chain · · 7 min read
Supply Chain Attack Loss Scenario: What Happens When Your Vendor Gets Compromised
A detailed walkthrough of a realistic supply chain cyber attack loss scenario — from initial compromise through business interruption, third-party claims, and insurance recovery. Essential reading for underwriters pricing vendor-dependent risks.
blog.featured
AI Tooling RCE: The Sublimit Layer Underwriters Rarely Underwrite
Cyber Insurance ·
9 min read
SolarWinds SAML Bypass: The IT Ticketing Supply-Chain Path
Cyber Insurance ·
9 min read
AM Best and S&P Flag Cyber Pricing Risks: What Underwriters Should Do at Renewal
Cyber Insurance ·
7 min read
One Salesforce Integration Breach Just Hit 200 Cyber Insureds
Cyber Insurance ·
8 min read
Premium Report
2026 Cyber Risk Landscape Report
24 pages of threat analysis, claims data, and underwriting implications for European cyber insurance.
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