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AI Risk
AI Risk Loading: Why Insurers Are Adding 10-15% and What It Means for Cyber Coverage
Allianz's blanket surcharge on AI-related cyber coverage is the industry's first systematic attempt to price AI risk. Here's what brokers and risk engineers need to know.
Resiliently Team
4 min read
AI Risk · · 5 min read
Beazley vs. Allianz: Two Approaches to AI Risk in Cyber Insurance — What Brokers Must Know in 2026
Beazley uses flat 10% AI sublimits, Allianz uses individual risk assessment with up to 30% uplift. A detailed comparison of the two dominant approaches and what DACH brokers need at renewal.
blog.featured
AI Tooling RCE: The Sublimit Layer Underwriters Rarely Underwrite
Cyber Insurance ·
9 min read
SolarWinds SAML Bypass: The IT Ticketing Supply-Chain Path
Cyber Insurance ·
9 min read
AM Best and S&P Flag Cyber Pricing Risks: What Underwriters Should Do at Renewal
Cyber Insurance ·
7 min read
One Salesforce Integration Breach Just Hit 200 Cyber Insureds
Cyber Insurance ·
8 min read
Premium Report
2026 Cyber Risk Landscape Report
24 pages of threat analysis, claims data, and underwriting implications for European cyber insurance.
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